The Black Sea Trade and Development Bank (BSTDB) is a financial institution dedicated to supporting economic development and regional cooperation in the Black Sea Region. With an authorized capital of SDR 3 billion, BSTDB provides trade and project financing, guarantees, and equity for development projects that benefit both public and private enterprises in its member countries. The bank operates in a niche market focused on the Black Sea Region, serving a diverse range of clients including governments, private companies, and other financial institutions. BSTDB's business model revolves around offering financial products and services that facilitate trade and investment, thereby fostering economic growth and integration in the region. The bank generates revenue through interest on loans, fees for guarantees, and returns on equity investments.

Keywords: economic development, regional cooperation, trade financing, project financing, guarantees, equity investments, Black Sea Region, public enterprises, private enterprises, financial institution.