Bonify is a Berlin-based startup disrupting the financial services market by providing instant credit scores and comprehensive financial insights. The company serves individual consumers who are looking to improve their financial health and make informed financial decisions. Operating in the fintech sector, Bonify offers a free platform where users can access their credit scores, receive personalized financial advice, and find tailored financial products such as loans and insurance. The business model is primarily based on affiliate marketing and partnerships with financial institutions, earning commissions when users take up recommended financial products. Bonify also offers premium services for a fee, which include more detailed financial analyses and advanced tools for financial planning.

Keywords: credit scores, financial insights, fintech, Berlin, personalized advice, loans, insurance, affiliate marketing, premium services, financial planning.