Hyperface is a startup that provides a modern credit card stack designed specifically for fintech companies and banks. The company offers a comprehensive solution for businesses looking to launch their own co-branded credit card programs. Hyperface's primary clients include e-commerce businesses, Neo banks (digital-only banks), and emerging lending technology companies.

Operating in the financial technology (fintech) market, Hyperface simplifies the complex process of creating and managing credit card programs. They handle everything from product design and program management to compliance and risk management. This means that businesses can focus on their core operations while Hyperface ensures that all banking and regulatory requirements are met.

The business model of Hyperface revolves around providing Credit Card as a Service (CCaaS). This service allows companies to quickly and efficiently launch their own credit card programs using Hyperface's robust technology platform. The company makes money by charging fees for the use of their platform and services, which may include setup fees, transaction fees, and ongoing service fees.

Hyperface's technology is designed to be digital-first, meaning it prioritizes online and mobile interactions, making it easier for businesses to offer a seamless customer experience. The startup is backed by a notable list of angel investors, including founders and executives from leading companies, which adds credibility and support to their operations.

In summary, Hyperface is a fintech startup that helps businesses launch and manage their own credit card programs with ease, focusing on compliance, risk management, and customer experience.

Keywords: fintech, credit card stack, co-branded cards, CCaaS, compliance, risk management, digital-first, e-commerce, Neo banks, lending technology.