N26 is a digital banking platform that provides real-time banking services to individuals and businesses. Operating primarily in Europe and the United States, N26 offers a range of financial products including standard and premium accounts, business accounts, and various payment solutions such as Mastercard, Apple Pay, and Google Pay. The platform is designed to be user-friendly and accessible via mobile devices, allowing customers to manage their finances on-the-go. Key features include instant payments, automated push notifications for transactions, and the ability to create and manage savings goals through 'Spaces'. N26 generates revenue through subscription fees for premium accounts, interchange fees from card transactions, and partnerships with other financial service providers. The company serves tech-savvy individuals and small businesses looking for a flexible and modern banking solution.

Keywords: digital banking, real-time transactions, mobile banking, savings goals, premium accounts, instant payments, automated notifications, flexible money management, financial technology, subscription-based revenue.