ValidiFI operates in the financial technology sector, providing advanced bank and payment data solutions to businesses. The company specializes in verifying identity, assessing risk, and determining the likelihood of a consumer completing a transaction using sophisticated scoring technology. ValidiFI serves a diverse range of clients, including lenders, payment processors, and financial institutions, helping them uncover actionable insights into credit risk levels, identify fraud, and determine creditworthiness through alternative data scores. The business model revolves around offering customized strategies and technologies that enhance client acquisitions, reduce processing fees, and streamline payment processes. ValidiFI generates revenue through subscription-based services and customized data solutions tailored to the specific needs of its clients. The company is headquartered in Boca Raton, FL, and continues to innovate with products like the FI Risk Index, which further solidifies its position in the market.

Keywords: bank data, payment data, risk assessment, identity verification, creditworthiness, fraud detection, financial technology, client acquisition, processing fees, FI Risk Index.